Recording Transactions

Transactions are the heartbeat of your financial data. Accurate transaction tracking keeps budgets, forecasts, and reports aligned with your real-world activity.

Transaction Types

Income: Paychecks, refunds, reimbursements, and dividends
Expense: Bills, subscriptions, purchases, and fees
Transfer: Money moved between your own accounts
Investment: Buys, sells, and contributions

Add a Transaction

Select the account the transaction belongs to
Enter the date, amount, and a clear description
Choose a category and add tags if needed
Save and confirm the updated balance

Recurring Transactions

Use recurring transactions for items like rent, payroll, or subscriptions. Keeping these up to date improves forecasting accuracy.

Merchants, search, and bulk actions

Merchants tab: On Transactions, switch to Merchants to see payees ranked by spend for your date range (uses Merchant when set, otherwise Description). Review StatCards and the top-10 chart, then click a row or chart bar to filter the transaction list.
Categories tab: Switch to Categories for a donut and ranked list of spend by category (available on Free — not Insights-gated). Uncategorized is shown honestly; click a category to filter the list.
Search: Press / on desktop to focus search and find transactions by description or notes.
Bulk categorize: Select multiple rows, open Bulk categorize, choose a category (and optional description), then apply.
Recurring tab: Use the Recurring view on the same page to manage scheduled income and bills.

See Merchant spend by payee, Categorizing transactions, and Search-first transaction workflow for details.

Reconciliation Tips

Review transactions weekly to catch duplicates or missing entries
Use clear categories to make reporting easier
Attach notes for one-off events or unusual expenses

Cross-currency transfers and edits

When you move money between accounts that use different currencies, the system records posted amounts in each account's currency. Changing the structure of an existing cross-currency transfer (amount, accounts, currency, or certain dates) may require voiding or deleting the transaction and creating a new one, rather than editing it in place—if you see an error when saving, check that you are only adjusting allowed fields or recreate the transfer.

Merchant spend by payeeSee where you spend most by payee (Merchant field or Description fallback) on the Dashboard and Transactions Merchants tab.
Categorizing transactionsUse categories, bulk categorize, category rules, and on-device memory — without AI or cross-device sync.
Search-first transaction workflowUse search, keyboard shortcuts, and bulk actions to categorize transactions faster on desktop.
Creating and Managing BudgetsSet up budgets, track spending, and monitor your financial goals.
Managing Your AccountsAdd, edit, and organize your financial accounts including checking, savings, investments, and loans.
Generating ReportsCreate detailed financial reports and export your data for analysis.

Recording Transactions