Your money’s past, present, and future.
Personal finance tracking is keeping your accounts, spending, and budget in one place, and Fiscal Flowcast adds a forecast of where your net worth is headed.
Track what you spent. Budget what’s coming in and out. Forecast where you’re headed — so the next big call isn’t a guess.
Free includes manual accounts and a net-worth forecast. Link US banks on Basic+. Estimates, not advice. Forecasting guide
Track, budget, and forecast in one place
Looking back, running the month, and looking ahead — in one place.
Track
See what you spent and where it went. Keep accounts up to date so history is something you can trust.
- Accounts and transaction history in one place
- Add checking, savings, cards, and loans by hand
Add accounts by hand on Free. Connect US banks on a paid plan — no bank login on the free tier.
- US bank connections on paid plans
- Add accounts by hand on Free — no bank login on the free tier
Budget
Set simple targets for the month and watch money coming in and out — enough to steer spending without a rigid system. Budgets are on Basic.
- Category targets for the month
- See spending against those targets
- Adjust as the month unfolds
Forecast
Project net worth on Free and cash flow on Basic so you can see where you’re headed before you make a big call.
- Net-worth forecast from the accounts you add
- Cash-flow forecast looking weeks and months ahead, on Basic
- Try decisions like a home purchase or retiring early when you’re ready
How it helps
The same tools, with the plan each one uses.
All your accounts in one place
Add checking, savings, cards, and loans by hand. Free includes up to 5 accounts in one workspace. Linking a US bank is on Basic.
Spending by category
Transactions you enter can take a category. The Categories view shows a donut and a ranked list of spend. Uncategorized stays visible.
Net worth forecast
The net worth forecast projects assets and liabilities from the accounts you add. It is available on demand on every plan, including Free.
Cash-flow forecast
On Basic, the cash-flow forecast projects a running balance from recurring income and bills. Category budgets are on Basic as well.
Getting started
Add accounts by hand
Add checking, savings, cards, and loans yourself. Free includes up to 5 accounts. Bank linking is not on Free.
See the net worth forecast
The net worth forecast projects the accounts you added. It is available on demand on Free.
Set up categories
Categorize transactions. The Categories view lists spending by category and is included on Free.
Budgets and the cash-flow forecast are on Basic.
How it works
Start simple. Add bank links when you want history to update itself.
Start free
Create an account, add a few balances by hand, and see a first net-worth forecast. No credit card.
Fill in the picture
Keep updating accounts yourself, or link US banks on Basic+ so track and budget stay current.
Look ahead
Use the forecast when you’re weighing a move — a house, a job change, or retiring earlier than you planned.
Plans
Start on Free. Move to Basic when you want live bank updates and more room to plan.
Free Forever
No credit card • Cancel anytime
- Manual accounts (up to 5)
- Net-worth forecast
- Transaction history
- Metered CSV export
Basic Plan
Or $99.99/year
- Everything in Free, plus:
- US bank linking
- Unlimited accounts
- Up to 3 separate workspaces, such as Personal, Household, or Business
- Cash-flow forecast
- Budget planning tools
- CSV import from YNAB, Monarch, or a file
- Range of possible outcomes
- Data export (CSV, PDF)
Need more? See Premium and Enterprise.
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See where you’re headed
Start with Fiscal Flowcast free. Add banks when you’re ready.
No credit card required • Cancel anytime