Managing Subscriptions

The Recurring page helps you track recurring expenses (streaming services, gym memberships, software subscriptions, etc.) alongside other repeating lines. See your monthly costs and manage subscriptions without digging through bank statements.

What counts as a subscription?

A subscription is any recurring expense that charges you regularly:

Streaming services: Netflix, Spotify, Disney+, Hulu
Software: Adobe, Microsoft 365, Dropbox, GitHub
Memberships: Gym, Amazon Prime, Costco, professional organizations
Utilities with fixed billing: Internet, phone plans

Expense subscriptions live on Recurring. Income recurring (like paychecks) also appears there, and paycheck setup is available on the Income page.

How to access subscriptions

Sign in to your account
Open Money → Recurring (or go to /recurring)
Review your active subscriptions and monthly totals

Legacy links to /subscriptions redirect to /recurring. You can also reach Recurring from Cash Flow → Recurring.

Adding a subscription

Click Add on the Recurring page, or go to Add recurring transaction and set:

Name: e.g. "Netflix", "Gym membership"
Amount: The charge amount
Frequency: Monthly, yearly, weekly, etc.
Next due date: When the next charge happens
Category: Optional (helps with reports)
Account: Optional (which account gets charged)

Save it, and it will appear in your Recurring list and count toward your monthly totals.

Understanding your monthly total

The monthly total converts all subscriptions to a monthly cost so you can compare apples to apples:

Monthly subscriptions: Added as-is (e.g. $10/month = $10)
Yearly subscriptions: Divided by 12 (e.g. $120/year = $10/month)
Weekly subscriptions: Multiplied by 4.33 (e.g. $5/week ≈ $21.65/month)

This gives you a single number to track — "I'm spending $X per month on subscriptions" — even if payments happen at different intervals.

Editing or canceling a subscription

Edit: Click the three-dot menu next to any subscription and choose "Edit" to change the amount, frequency, or due date.
Pause: Mark a subscription as inactive if you've paused it but plan to resume later. It won't count toward your monthly total.
Delete: Permanently remove a subscription you've canceled. This cannot be undone.

Note: Fiscal Flowcast tracks your subscriptions; it doesn't cancel them with the provider. To cancel a subscription, log in to that service (e.g. Netflix.com, your gym's website) or contact their support.

Recurring vs. Bills vs. Income

These surfaces overlap but serve different jobs:

Recurring (/recurring): All repeating lines — income and expenses. Best for "what am I paying every month?" Legacy /subscriptions lands here.
Bills (/bills): Upcoming due dates and planning. Best for "what's due next?" and forecast planning.
Income (/income): Paycheck rules and income sources.

They all use the same underlying recurring transactions; they just present them differently based on your task.

Future improvements (v2)

We're working on auto-detecting subscriptions from linked bank accounts, price-change alerts, and direct cancel links. For now, you'll need to add subscriptions manually.

Tips

Review your subscriptions monthly — you may find services you no longer use.
Use the monthly total to set a "subscriptions budget" and get alerts if you go over.
Link your bank account so we can match recurring transactions to your actual charges and flag when amounts change.

See also Recurring Transactions, Bills, and Recording Transactions.

Recurring TransactionsSet up recurring income and expenses (rent, salary, subscriptions) for accurate forecasting.
BillsTrack upcoming bill due dates and plan hypothetical forecast lines.
Recording TransactionsLearn how to record income, expenses, transfers, and investment transactions.
Creating and Managing BudgetsSet up budgets, track spending, and monitor your financial goals.

Managing Subscriptions