Start a Company Decision Wizard

The Start a Company wizard (full-screen wizard or the Decisions hub) models startup spend, revenue ramp, peak cash need, and business runway before you open a separate business book. It is a planning tool — not legal, tax, or investment advice.

Plan tiers

All plans: Explore startup cost schedule, peak cash need, business runway, and owner-draw impact without creating entities or recurring lines.
Basic and above: Optionally create a business entity (within your plan entity limit), seed recurring revenue and expense lines, and open a dedicated business account.
Premium and above: Save a named START_COMPANY forecast scenario.

What the wizard does

Schedules one-time and recurring startup costs over your planning horizon
Projects revenue ramp and monthly burn to compute business runway and break-even month
Shows peak cash need beyond starting cash and optional owner-draw impact on runway
Cash balance projection chart on the summary step
Persist path creates entity + account + recurring lines prefixed for the startup plan

Import from your books (step 1)

On the first step, the Import from your books panel is always visible:

Personal books: Import starting cash from your personal entity. This is funding context — it does not copy personal spending into business operating burn.
Business books: Link an existing business entity to auto-import operating cash, monthly burn, and month-1 revenue from that book's accounts and recurring lines. Use Re-import from business books to refresh after you change the linked entity.
If you have no business book yet, the panel shows an empty state — you can still explore the scenario and optionally create a business entity at the end of the wizard.

You can combine both imports on the same step: personal funding context plus linked business operating data. Imported fields show source hints under the inputs; override any value before advancing.

Explore-only vs save

Finish with Done — explore only to compare paths without writes. On Basic and above (and within your entity limit), opt in to Create business entity to materialize the plan in a separate book.

What is not modeled

Corporate structure, payroll taxes, equity dilution, or fundraising rounds
Payroll, COGS %, AR lag, or working-capital cycles as separate controls
Personal runway — use the Quit Your Job wizard for that

See also Decisions hub (signed in) or public templates, Financial Forecasting, and Account Management.

Financial ForecastingUse forecasting tools to project your financial future and plan accordingly.
Managing Your AccountsAdd, edit, and organize your financial accounts including checking, savings, investments, and loans.
Quit Your Job Decision WizardEstimate savings runway, depletion curve, and break-even with new income — explore free; emergency fund goal on Basic+; scenarios on Premium+.
Move Abroad Decision WizardPlan relocation COL deltas and one-time costs. Manual FX is optional sensitivity only — explore free; import to What-If on Basic+; scenarios on Premium+.

Start a Company Decision Wizard