Pre-retirees & retirees

The accounts are usually already open: savings, investments, and income and bills on a calendar. Fiscal Flowcast starts from those accounts. It does not produce a withdrawal plan or tax advice.

How it helps

Net worth forecast

The net worth forecast projects the accounts you add. It is available on demand on Free. Free shows a single path. Basic adds a range of possible outcomes.

Cash-flow forecast

On Basic, the cash-flow forecast projects a running balance from recurring income and bills you enter.

Range of possible outcomes

Basic adds a lower path and a higher path around the net worth forecast. It is a planning range, not a prediction. Outcomes outside it are possible.

Getting started

Add accounts by hand

Add checking, savings, cards, and loans yourself. Free includes up to 5 accounts. Bank linking is not on Free.

See the net worth forecast

The net worth forecast projects the accounts you added. It is available on demand on Free.

Set up categories

Categorize transactions. The Categories view lists spending by category and is included on Free.

Budgets and the cash-flow forecast are on Basic.

When you're facing a big choice

Retire Early is a decision page you can open on Free. Saving a retirement goal is on Basic. Roth conversions and required-withdrawal estimates in that decision are on Basic. They are illustrative, not tax advice.

Start with the accounts you have

Add accounts by hand and see a net worth forecast on Free with Fiscal Flowcast. Budgets and a cash-flow forecast are on Basic.