Typical net worth by age (SCF medians)
Net worth is what you own minus what you owe, and the medians below show what a typical family has at each age.
Median family net worth by age band from the Federal Reserve Survey of Consumer Finances — 2022 survey, published 2023. Household search copy may say “household”; the SCF reports on families.
| Age of reference person | 2022 median net worth |
|---|---|
| Less than 35 | $39,000 |
| 35–44 | $135,600 |
| 45–54 | $247,200 |
| 55–64 | $364,500 |
| 65–74 | $409,900 |
| 75 or more | $335,600 |
Source: Survey of Consumer Finances (Federal Reserve). Age of reference person — median family net worth (Table 2). SCF 2022 (published October 2023).
Frequently asked questions
They are median family net worth by age of the reference person from Federal Reserve Survey of Consumer Finances Table 2 (2022 survey, published 2023). For example, the median for ages 55–64 was $364,500 in 2022 dollars.
No. They describe what was typical among US families in the 2022 survey — not a target, benchmark, or recommendation for any household.