Feature Availability by Tier

Feature Availability by Tier

Fiscal Flowcast offers four plans: FREE, BASIC, PREMIUM, and ENTERPRISE. This guide explains which features and limits apply at each tier.

Accounts & Entities

FREE allows 1 workspace and 5 accounts per workspace (by hand; no bank linking). BASIC allows 3 workspaces and unlimited accounts. PREMIUM and ENTERPRISE have unlimited workspaces and accounts.

Data Export

FREE includes one spreadsheet (CSV) download every 30 days (Transactions). BASIC supports unlimited CSV and PDF. PREMIUM and ENTERPRISE add Excel and JSON (ENTERPRISE: all formats).

Import

CSV import is on Basic and above.

Budget & Goals

Budget planning and goal milestones are BASIC and above.

Property & Loans

Property and loan management is BASIC and above.

Forecasting

FREE includes a net worth forecast. Basic adds the cash flow forecast, account and entity forecasts, and a range of possible outcomes. Cash flow what-if is on Basic: adjustments and one-time items, with 1 saved what-if. Premium adds unlimited saved named scenarios. There are no Conservative, Baseline, or Aggressive scenarios.

Reports & Analytics

Basic financial health is available on all tiers. Insights, spending trends, and anomaly detection require BASIC or higher.

Transactions & merchants

All tiers can use transaction search, bulk categorize, the Merchants spend view, and dashboard top-merchants summary. Category suggestions from past choices are stored locally in your browser (not AI, not synced across devices). Server-side Category Rules are configured in Settings.

Access

Fiscal Flowcast is web-first — use modern browsers on desktop and mobile. Native iOS/Android apps are not offered. See Web-first access.

Team

Team collaboration (multiple members) is PREMIUM (up to 5) or ENTERPRISE (unlimited). FREE and BASIC are single-user.

API Access

Programmatic API access (e.g. API key) is PREMIUM and above.

Investment & Tax

Investments under Position manages investment accounts — balances, expected returns, and forecast assumptions. Portfolio holdings and performance analysis are available on Premium (coming). Retire Early may include illustrative Social Security / Roth / RMD what-ifs — educational scenario tools only, not tax advice. Dedicated tax-preparation products are not released.

For a full comparison table and upgrade steps, see Plans and Feature Limits and How to Upgrade.

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