Fiscal Flowcast vs Quicken Simplifi
Quicken Simplifi is a paid app for tracking spending and projecting your balances; Fiscal Flowcast is a money app that tracks your accounts and forecasts where your net worth and cash flow are headed.
Both project your balances. Fiscal Flowcast starts free, keeps personal and business books in separate workspaces, and adds guided decisions like rent vs buy.
Quick Comparison
| Feature | Fiscal Flowcast | Quicken Simplifi |
|---|---|---|
| Free tier available | Yes | No — Paid plan, billed annually |
| Starting price (monthly) | Free / $9.99 | $6.99/mo billed annually (list price) |
| Projected balances / cash flow forecast | Yes — Basic+ | Yes |
| What-if scenarios | Yes — Basic+ | Yes |
| Net worth forecast | Yes — Every plan | Retirement projections |
| Bank linking | Yes — US banks via Plaid on Basic+ | Yes — 14,000+ institutions |
| Investment tracking | Yes — Premium tier | Yes |
| Sharing | Premium — up to 5 individual seats | One other person |
| Native iOS or Android app | No | Yes |
Why Choose Fiscal Flowcast?
Free to start
Free includes manual accounts, up to 5 accounts, and a net worth forecast. Quicken lists Simplifi as a paid plan billed annually.
Separate workspaces
Keep personal, business, or rental books apart: up to 3 workspaces on Basic, unlimited on Premium.
Guided decisions
Walk through rent vs buy, paying off debt vs investing, retiring early, moving abroad, or a career change on the numbers you track.
Who should choose Quicken Simplifi vs Fiscal Flowcast?
Choose Quicken Simplifi if
Choose Quicken Simplifi if you want a mobile budgeting app with projected balances and are fine paying from day one.
Choose Fiscal Flowcast if
Choose Fiscal Flowcast if you want a free start with a net worth forecast, separate workspaces, and guided decisions.
Pricing Comparison
Quicken lists Simplifi at $6.99/month billed annually (a lower promotional price was shown on 2026-10-27). Fiscal Flowcast is free to start; Basic is $9.99/month ($99.99/year) and Premium is $19.99/month ($199.99/year).
Fiscal Flowcast
Basic from $9.99/mo or $99.99/year — billed at checkout
- FREE tier with a net worth forecast
- Cash flow forecasting (Basic+)
- Range of possible outcomes (Basic+)
- Up to 3 workspaces on Basic
- Web app; no native mobile app
Quicken Simplifi
Billed annually
- Projected balances and what-if scenarios
- Spending plan and savings goals
- Investment and retirement projections
- Mobile and web
- No free plan listed
Sources: Quicken Simplifi pricing and features verified from quicken.com/products/simplifi (accessed 2026-10-27). Feature comparison based on publicly available product documentation.
Try Fiscal Flowcast Free Today
Start free with manual accounts and a net worth forecast. Cash flow forecasting is on Basic. No credit card required.
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Comparison last reviewed: October 27, 2026. Competitor features and pricing subject to change.